AI Agent Microloan Server
Empowering AI agents with microfinance for x402 transactions and API access through blockchain-based lending
Automated underwriting and disbursement for small loans (<$1 initially) with progressive credit limits
Whitelist-based registration with cryptographic wallet address verification and signature authentication
Automatic payment of HTTP 402 Payment Required transactions on behalf of registered agents
Progressive credit limits based on repayment history with comprehensive risk assessment
Comprehensive credit scoring and automated collection processes for overdue loans
Rich set of Model Context Protocol tools for AI agents to interact with the loan system
0 loans → $1.00 limit
3 loans → $2.50 limit
10 loans → $5.00 limit
25 loans → $10.00 limit
50 loans → $25.00 limit
100 loans → $50.00 limit
Built with FastAPI, PostgreSQL, and Web3.py
Blockchain-based identity verification • Progressive credit system • Automated underwriting